We meet with all clients initially to assess what their requirements are. As per Central Bank regulation, a full fact find is completed at this meeting and clients will be given a copy of our terms of business and data protection policy. There is not charge for this initial meeting but our charging structure will be fully outlined to clients at this stage. Advice is not given at this meeting.
REPORT & FOLLOW UP MEETING
A recommendation report is presented to and discussed with the client at a follow up meeting. There is a charge for this report but if our recommendation results in any associated products being put in place, the client can opt for commission in lieu of a fee or for a mixture of both.
IMPLEMENT PLAN & ANY ASSOCIATED PRODUCTS
Following discussions with client, if they are happy to proceed the recommendation is implemented and any associated products are put in place.
All client files are reviewed annually. Policy values and a summary of all policies held in our agency are sent to the client.
We are always available to answer any queries our clients may have during the year or to amend their policies in any way.