Specified Illness Cover pays you a lump sum if, during the policy term, you are diagnosed with a serious illness covered under your particular policy.  This cover gives you and your loved ones great peace of mind during a very stressful time in your life.

The features of Specified Illness Cover Include:

  • The premium is determined by your heath status, age, smoker status and the amount of cover required.
  • Unlike Income Protection Cover, you do not need to have an income in order to apply for Specified Illness Cover.
  • The illnesses cover by your Specified Illness Cover plan and their definitions are clearly outlined in your policy conditions.
  • Specified Illness Cover can be applied for on a stand alone basis or can be included in a life cover plan on a stand alone or accelerated basis.
  • One of our main product providers paid out Specified Illness Cover claims totalling €58.8million in 2018.  The average age of the individual claiming was 53.